What our customers say

We search the market and send you a no obligation FREE quote.

Speak to one of our advisers for friendly impartial advice.

If you are happy, we submit the application and do all the paperwork.

LIFE COVER

As easy as 1.2.3

“...was a personal service tailored to meet our needs  even when they changed” SR

 

“Staff were helpful, informative, efficient, an all round excellent, painfree experience” KM & AM

 

“You made our house purchase easy and painless taking the stress out of it all and providing a first class service” MD

 

 

 

07800 681831

Income Protection

An Income Protection Policy is one of the most important insurances that you can consider, as without your income, your life style could change dramatically. What would you do if you could not work due to disability or ill health? If you had a reduced income, how would you pay your bills? Could you survive on State Benefit alone?

 

An Income Protection Policy is designed to protect your income if you are unable to work as a result of disability or ill health. Unlike an ASU policy which typically has a maximum term of 1 or 2 years, an Income Protection policy can have a significantly longer term, and typically upon a successful claim would pay out a monthly tax-free income until you recover or until your specified age of retirement after a specified deferment period. Unlike an ASU policy, Income Protection policies typically do not protect you against redundancy.

 

The maximum cover you can have is typically between 50-60% of your gross income, however, as the benefit is paid tax free, you can replace a high percentage of your income in the event of long term incapacity.

 

The risk of long term incapacity is much greater that you might think. Did you know that the number of working claimants of Employment & Support Allowance and Incapacity Benefits totals over 2.6 million in November 2008” (DWP Work & Pensions Longitudinal Study 2009). Some of the most common conditions covered by income protection insurance are mental illnesses such as anxiety, stress or depression & back pain.

 

Speak to one of our qualified advisors now for a FREE No Obligation & Confidential Quote on 0845 2802369.

 

The Man for Mortgages is an introducer to Squirrel Wealth Management who is an Appointed Representative of Squirrel PFA Ltd whom are Authorised and Regulated by the Financial Services Authority.

Your home may be repossessed if you do not keep up repayments on your mortgage

There will be a fee for mortgage advice, the precise amount will depend upon your circumstances, please refer to our IDD for details.

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